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Overall Health Score
Some healthcare services require significant travel or wait times in 46965.
Data sources: CMS NPPES, Hospital Compare, ACS 5-Year Estimates. Scores recomputed monthly.
66/100
Moderate Access
Comparisons
How the 66/100 overall health score for 46965 is calculated
Demographics, insurance coverage, and social determinants of health
Physician density, specialist availability, and telehealth
Hospital proximity, bed count, ER access, and facility quality
Commute times, public transit access, and vehicle availability
Health insurance coverage and social determinants of health
The Insurance Index reflects the demographic and social determinants of health in 46965. It factors in insurance coverage, poverty rates, age distribution, and population vulnerability to provide a composite view of community health readiness.
Physician density, specialist availability, and telehealth access
The Provider Density metric measures the availability of healthcare professionals near 46965. This includes primary care physicians, specialists, dentists, mental health professionals, and telehealth availability. A higher score means more providers per capita within a reasonable driving distance.
Hospital proximity, bed count, ER access, and facility quality
The Hospital Proximity metric evaluates distance to hospitals, emergency rooms, urgent care centers, and inpatient facilities near 46965. It factors in hospital quality ratings, bed availability, trauma center level, and average travel time to the nearest emergency department.
Commute infrastructure, public transit access, and vehicle availability
The Transit Access metric captures how easily residents can physically reach healthcare facilities. It combines commute patterns, public transit access, vehicle ownership rates, and walk/bike infrastructure to assess transportation barriers to care.
ZIP code 46965 on the map
Health scores for ZIP codes near 46965
Scores can vary dramatically between neighboring ZIP codes. A 20-point difference often means the boundary between having a hospital within 15 minutes versus needing to drive 45 minutes.
| ZIP Code | City | Score | Grade | Distance |
|---|---|---|---|---|
| 46902 | Kokomo, IN | 49 | D | 2.5 mi |
| 46937 | Hemlock, IN | 50 | D+ | 3.29 mi |
| 46068 | Sharpsville, IN | 51 | D+ | 4.03 mi |
| 46904 | Kokomo, IN | 30 | F | 4.84 mi |
| 46901 | Kokomo, IN | 48 | D | 5.58 mi |
| 46936 | Greentown, IN | 47 | D | 7.39 mi |
| 46076 | Windfall, IN | 45 | D | 8.67 mi |
| 46979 | Russiaville, IN | 48 | D | 8.7 mi |
| 46045 | Goldsmith, IN | 46 | D | 9.39 mi |
| 46072 | Tipton, IN | 44 | D- | 10.18 mi |
Active physicians sorted by proximity to Oakford, Indiana
Showing 15 physicians
View on MapProvider density is one of the strongest predictors of healthcare access. ZIPs with fewer than 1 provider per 1,000 residents are classified as Health Professional Shortage Areas by HRSA.
Hospitals, clinics, and care centers near Indiana
COMMUNITY PHYSICIANS OF INDIANA INC
Healthcare Facility
2.19 mi away
COMMUNITY PHYSICIANS OF INDIANA INC
Healthcare Facility
2.19 mi away
COMMUNITY HOWARD REGIONAL HEALTH INC.
Acute Care Hospitals
2.21 mi away
Healthcare Facility
Healthcare Facility
2.5 mi away
Healthcare Facility
Healthcare Facility
2.77 mi away
IVYREHAB PHYSICAL THERAPY PLLC
Healthcare Facility
3.17 mi away
Emergency services access is measured by drive time. The national standard is 30 minutes to the nearest ER. Rural ZIPs often exceed 60 minutes.
Oakford, Indiana
An estimated 100.0% of residents has some form of health insurance. N/A have public health insurance like Medicare, Medicaid, VA, or TRICARE. About N/A have private health insurance. The uninsured rate of 0.0% is below the national average, suggesting relatively good insurance coverage in this area.
ZIP code 46965 has a total population of 44 with a median age of 39.1. The area is 100.0% White. The male-to-female ratio is 1.20. There are 21 residents under 18 and 0 residents over 65.
The median household income in 46965 is N/A. Lower income levels can create significant barriers to healthcare access, including inability to afford copays, medications, and transportation to medical appointments.
There are 11 housing units in 46965, with 0 owner-occupied and 11 renter-occupied. The median monthly housing cost is N/A.
Key demographic data for ZIP code 46965
Population density, median age, and income directly affect healthcare infrastructure. Older, wealthier communities attract more specialists. Younger, lower-income areas often have higher uninsured rates and fewer providers.
Population diversity in ZIP 46965
Healthcare access disparities correlate with racial composition. Racial and ethnic minorities are disproportionately located in Health Professional Shortage Areas, and Asian communities often face language access barriers. Source: HRSA, Health Workforce Analysis
Median: N/A
Median household income is the strongest single predictor of health insurance coverage. ZIPs below $35,000 median income have uninsured rates 3–4x higher than ZIPs above $100,000.
0.0% hold a bachelor's degree or higher
Education level correlates with health literacy — the ability to understand medical information and navigate the healthcare system. Areas with higher bachelor's degree rates typically have better preventive care utilization.
Community reviews for ZIP 46965
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0 reviews
See how 46965 stacks up against nearby ZIP codes in healthcare access.
The CartoChrome Health Score uses an Enhanced Two-Step Floating Catchment Area (E2SFCA) algorithm combining 21 public data sources across 8 components. Each ZIP code receives a composite 0-100 score based on provider density, facility access, transportation infrastructure, and social determinants of health.
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